How To Set Up And Run Motorcycle Salvage Yards

How to Set Up and Run Motorcycle Salvage Yards by Billy EdwardsFor some people, fun is literally running Motorcycle Salvage Yards. This is because running Motorcycle Salvage Yards allows them to stay in constant touch with their motorcycle-mechanic side. Motorcycles, to such people, are like a disease to a doctor there is always that intellectual curiosity about why this part works this way and how the teeny-tiny parts work in conjunction with one another to make a fast, sleek machine that can go from zero to 100 kph in 10 seconds (without you crashing it into a tree, that is.) But how does one set up and run Motorcycle Salvage Yards anyway?To set up and run Motorcycle Salvage Yards, you need to figure out how much you can comfortably invest into this business without going bankrupt if the market proves to be weak or zero for you. For one thing, you need a sizeable piece of idle land that you can convert into your own Motorcycle Salvage Yard. You need to then build enclosed structures where you will stock your Motorcycle Salvage parts and motorcycles so that theyre not at the mercy of the elements (particularly water.) You may need to hire people who will work on the machines for you while you run your Motorcycle Salvage company. You may need office staff like a secretary, and an accountant to man the company offices for you while you deal with clients.You get your Motorcycle Salvage parts and motorcycles from Insurance Companies who will sell these vehicles to you so that they can recoup the insurance payout to their own insurance clients. This is where your motorcycle-mechanic side has to be very astute, diligently examining each of the Motorcycle Salvage parts and motorcycles you are to buy to make sure your own clients will not be disappointed over the quality of the Motorcycle Salvage parts and motorcycles that you will eventually be offering to them. If you are planning to make your Motorcycle Salvage Yard a relatively big business, obviously you cannot examine each of the Motorcycle Salvage parts and motorcycles on your own so that then means hiring very good mechanics. These mechanics will be the lifeblood of your business because a client can forgive a secretarial error, maybe even an accountancy error, but never a mechanical error when it comes to the Motorcycle Salvage parts and motorcycles that the client buys.Why is it so important to be scrupulous with the mechanical checks on the parts and motorcycles? First of all, would you yourself get on a motorcycle that you know had sub-standard parts and was sloppily put together? Obviously, if you want to live longer, you wouldnt. Same goes for your clients neither would they ride a dangerous machine like a motorcycle that was based on sub-standard parts and was not well put together. For your clients to spread good feedback about your business to their own friends, family and colleagues (and thus bring in more business your way), you should really invest in excellent training for your own company mechanics.Necycle is a place where you can find quality Used Motorcycle Parts. Necycle stock thousands of used motorcycles, used motorcycle engines, used motorcycle frames. Necycle deal with over 100 Motorcycle Salvage Yards daily. For more information visit http://www.necycle.comArticle Source:

What Is Difference Between California Small Group And Large Group Health Insurance

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By Dennis Jarvis

“Group coverage” is used loosely to describe health insurance plans that are employer sponsored but there is a distinction between “Small Group” and “Large Group” health benefits which is important. Your company’s options can be quite different under these two umbrellas so let’s take a look at the how they differ both in terms of qualification and treatment under the law.

What is “Small Group” in terms of employer-sponsored health insurance In the State of California, Small Group health insurance is essentially employer-sponsored health insurance for companies with 2-50 employees. Eligibility requirements and protection is handled under AB1672.

First, “Guaranteed issue” is a very big advantage to establishing a Group health insurance plan in California versus other States. Regardless of the health of employees enrolling, the carrier must offer coverage to an eligible company. There are requirements that must be met by the company but the big three are 1) 2-50 employees/owners; 2) 75% of the eligible employees must go with the plan; and 3) the employer must pay at least 50% of the employee’s premium (does not mandate dependents). For more information on qualifying for Small Group coverage, please check our page of Small Group enrollment.

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The ability of the company to change rates is also very important, especially for companies that have employees with health issues. In California, the carriers can up or down from the standard rate by 10%. This is called the RAF (Risk Adjustment Factor). The size of the group can affect this rate factor since the larger the group are more likely to get a lower RAF. The theory is that health issues are spread among a larger pool of people. It’s not atypical for carriers to offer RAF guarantees based on the size of the enrolling group.

Finally, the health carriers in California designate and file their Small Group plans with State agency responsible. Any eligible group can then apply for the same plan regardless of health. This is important to keep carriers from “cherry picking” healthy groups on to certain plan types and excluding less healthy groups.

How does Large Group health insurance differ?

Officially, large group health insurance is for groups with more than 50 employees/owners. Some carriers may allow groups that were originally designated as Small Group to remain on the Small Group suite of plans if they grow beyond 50 employees but they are not required to. There are some very big differences when comparing Large Group with Small Group described above.

Large group plans are not protected by AB 1672 and are not “guaranteed issue”. The carrier can decline coverage to groups based on claims experience and/or health history. Rates are built for that specific group’s claims experience and risk so total amounts can vary significantly from group to group. The plan options are different from those offered to Small Group and then to offer many more options. Some carriers even offer more of a cafeteria option where employer’s pick specific benefits to offer (i.e. choice of office copay, etc). Some Large group have tailor-made benefits to meet their needs and budget. Large group is quite different from Small Group and contacting an experienced agent is more important than ever when navigating this side of the business.

About the Author: Dennis Jarvis is a licensed

California group health insurance

broker with extensive knowledge of the Small Group health market in California.


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